Physical Metals

Unlike stocks and bonds, gold and silver can be purchased as physical assets, as either bars and coins held as part of an Liquid Capital Tech brokerage account or as American Eagle coins held in a retirement account. The metals would be held by a third-party depository, not Liquid Capital Tech, though investors can take physical delivery if they want to store it themselves.

Exchange-Traded Funds

ETFs have become a popular way for investors to gain exposure to gold and silver without having the responsibility of storing a physical asset. You can buy shares and keep them in a traditional brokerage account. The fund’s operator is responsible for handling the costs of holding a physical supply of gold or silver and charging an expense ratio. But investing in an ETF doesn’t give investors access to the underlying metals. Also, some precious-metal ETFs are taxed as collectibles and don’t benefit from lower long-term capital gains rates.

Mining Stocks and Funds

Some investors see opportunity in owning shares of companies that mine for gold and silver, or mutual funds that hold portfolios of these miners.

Connect with your Liquid Capital Tech Financial Advisor to determine how adding gold or silver to your portfolio might help you achieve your long-term financial goals.